Screening Criteria

Please carefully read the following information to help you understand the screening process. The approval of your application depends on the following criteria and your ability to fill out the application, clearly, completely and accurately.

We cannot start the screening process until we have a signed, complete, and accurate rental application from you and the screening charge is paid.

Please note that we provide equal housing opportunity; we do not discriminate on the basis of race, color, religion, sex, handicap, national origin, familial status, marital status, age, sexual orientation or source of income in accordance with federal, state and local law.

Applicant Screening Charge: $50.00 (only one charge within a 60-day period per applicant)

Landlord requires all tenants to obtain and maintain renter’s liability insurance, in the minimum amount of $100,000, subject to the limitations as provide by Oregon law.

HOW YOUR APPLICATION IS SCREENED AND OUR CRITERIA

1. We will perform a credit check on each applicant 18 years or older. Any insufficient income, negative information provided by a consumer credit reporting agency, inability to verify information regarding credit history may be a basis for denial of your application. Also, any unpaid liens or judgements, collections, or poorly rated accounts may be cause for your application to be denied. When evaluating the applicant, the landlord will not consider an applicant’s unpaid rent, including rent reflected in judgments or referrals on debts to a collection agency originating on or after April 1, 2020, and before March 1, 2022.

2. Rental information and references: any negative or insufficient reports from rental references or other sources; inability to verify information regarding rental history; and an unacceptable or insufficient rental history, such as the lack of reference from a prior landlord may be a basis for denial. If you are a homeowner with no rental references, we require that you show us proof of home-ownership. If the home is on the market for sale, we require that you provide us with the name and telephone number of your listing agent. If your proposed manufactured home purchase is based upon the sale of your existing home, we require a copy of an accepted and fully executed purchase agreement for the home to be sold.

3. Applicant’s gross combined income must be three (3) times the combined payments of the land rent, house payment, property taxes and home-owner’s insurance.

4. Income will be verified as follows:

A. Copy of last three (3) months of wage stubs.

B. Employers confirmation as to length of employment.

C. Proof of self-employment income will require a copy of two (2) years’ prior tax returns.

D. Retired or non-employment income shall require verification by tax returns, with proof of social security, savings, pensions and other income sources.

E. Proof of down payment. Two (2) months bank statements will be required.

5. Any incomplete, inaccurate, or fraudulent information given to us at any time will be cause for denial of application.

6. Evictions: defined as any prior action for possession under ORS 105.105 to 105.168 that resulted in a general judgment for the plaintiff/landlord (“Eviction”) against you within the last five (5) years, or an action for possession that is presently pending that has not result in a dismissal or general judgment, will be cause for denial of application. Landlord will not consider any actions for possession pursuant to ORS 105 to 105.168 that were dismissed or resulted in a general judgment for the applicant before the applicant submits the application, entered five or more years before the applicant submits the applications, or entered on claims that arose on or after April 1, 2020, and before March 1, 2022.

7. Criminal Records including: inability to verify information regarding criminal history; and any individual who is presently charged with, or has been convicted of, a major crime within the last ten (10) years from the date of application, or any other crime if the conduct for which the applicant was convicted or presently charged with, is of a nature that would adversely affect the property of the landlord or the tenant or the health, safety, or right to peaceful enjoyment of the premises of residents, the landlord or the landlord’s’ agent may be denied tenancy. For purposes of application criteria, a major crime is any crime reflecting adversely upon the applicant’s ability to conduct him or herself as a responsible, law-abiding citizen of the community, including but not limited to: a drug-related crime; a crime against a person; a sex offense; a crime involving financial fraud (including but not limited to identity theft and forgery), or any other crime that is of a nature that would adversely affect the property of the landlord or a tenant, or the health, safety or right to peaceful enjoyment of the premises of residents, the landlord or the landlord’s agent. Landlord will not consider convictions based solely on the use or possession of marijuana, possession of a medical marijuana card or status as a medical marijuana patient, or any pending charges for criminal conduct if the applicant is participating in a diversion, conditional discharge or deferral of judgment program when evaluating an applicant. Any individual whose application has been denied based on criminal history will have a right to appeal, and provide the landlord supplemental evidence to explain, justify or negate the relevance of potentially negative information. If you provide supplemental information the landlord will conduct an individual assessment and take into consideration: the nature and severity of the incidents; number and type of incidents; time that has elapsed since the date the incidents occurred; and the age of the individual at the time the incident occurred.

8. Any individual who is reasonably deemed to constitute a threat to health or safety of others or a threat of substantial physical damage to the property will be denied tenancy.

9. Each applicant must provide picture I.D. for screening purposes.

10. If your application is denied, you will receive a written response within 14 days, including one or more reason for the denial.

11. You have a right to dispute the accuracy of any information provided to the landlord by screening company or credit reporting agency, including a right to appeal any negative determination, if a right to appeal exists.

You are entitled to a refund of the screening charge within 14 days if:
(a) We fill the vacancy before commencing your screening; or, if applicable
(b) Have not conducted or ordered any screening before you withdraw your application in writing.

You are entitled to recover twice the application fee plus $250 for Landlord’s violation of these rules.